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  • Florida Second DCA reverses trial court ruling that plaintiff was covered under her sister’s Uninsured Motorist policy; because rental car was not a “covered auto,” plaintiff was not an “insured person” entitled to coverage under the policy
    Florida Second DCA reverses trial court ruling that plaintiff was covered under her sister’s Uninsured Motorist policy; because rental car was not a “covered auto,” plaintiff was not an “insured person” entitled to coverage under the policy

    On May 15, 2019, in Progressive American Insurance Company v. Pawelczyk , No. 2D18-1651, the Florida Second DCA reversed a trial court’s ruling that the plaintiff in a declaratory judgment action was ...

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  • Florida Second DCA rules that standard State Farm UM policy language permissibly excludes coverage for injuries sustained by household family members in vehicles for which UM coverage has not been purchased.
    Florida Second DCA rules that standard State Farm UM policy language permissibly excludes coverage for injuries sustained by household family members in vehicles for which UM coverage has not been purchased.

    On October 5, 2018, in State Farm v. Lyde, No. 2D17-1014, the Florida Second DCA ruled that the standard policy language in State Farm Policy Form 9810A permissibly precluded a family member living in ...

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  • Florida Fourth DCA rules GEICO's online form to elect non-stacked UM coverage invalid under Fla. Stat. Section 627.727, precluding possibility of oral waiver by insured
    Florida Fourth DCA rules GEICO's online form to elect non-stacked UM coverage invalid under Fla. Stat. Section 627.727, precluding possibility of oral waiver by insured

    On April 25, 2018, in Jervis v. Castaneda and Geico General Insurance , No. 4D17-332, the Florida Fourth DCA ruled that Geico’s online form to elect non-stacked coverage was invalid under Fla. Stat. ...

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  • Florida Second DCA rules that UM insurer's exclusion of golf cart as
    Florida Second DCA rules that UM insurer's exclusion of golf cart as "uninsured motor vehicle" was invalid when liability provisions of policy covered use of non-owned golf carts

    On January 17, 2018, in Amica Mutual Insurance Company v. Willis , No. 2D16-2319, the Florida Second DCA affirmed a trial court’s summary judgment in favor of an insured in a declaratory judgment ...

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  • Florida First DCA rules that service of UIM complaint on Florida Chief Financial Officer commenced 90-day waiting period for service of proposal for settlement
    Florida First DCA rules that service of UIM complaint on Florida Chief Financial Officer commenced 90-day waiting period for service of proposal for settlement

    On January 3, 2018, in Markovits v. State Farm , No. 1D17-1623, the Florida First DCA ruled that commencement of the 90-day waiting period for filing a proposal for settlement under Section 768,79(1) ...

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  • Florida First DCA affirms trial court determination that UIM contract provision extending coverage to unemancipated children of insured included insured's daughter at college
    Florida First DCA affirms trial court determination that UIM contract provision extending coverage to unemancipated children of insured included insured's daughter at college

    On January 2, 2018, in State Farm v. Hawkinson , No. 1D16-5692, the Florida First DCA affirmed a partial summary judgment entered in favor of the plaintiff in an UIM case in which the plaintiff, the ...

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