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Florida Second DCA rules that State Farm PIP policy's election to limit reimbursement payments for medical expenses to schedule of maximum charges was enforceable

On May 18, 2018, in State Farm v. MRI Associates of Tampa, No. 2D16-4036, the Florida Second DCA reversed a trial court’s summary judgment in favor of the defendant, concluding that the State Farm PIP policy’s election to limit reimbursement payments for medical expenses to the schedule of maximum charges was enforceable. In dispute in the case was whether State Farm could properly elect to use a “reasonable charge” methodology with the statutory schedule of maximum charges serving as the ceiling on any charges. MRI Associates maintained that the applicable statute, Section 627.736, required States Farm to choose one or the other. The Court certified the question as of great public importance.
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